These Terms and Conditions govern your use of the 78jl platform and constitute a legally binding agreement between you and 78jl. Please read them carefully before creating an account or placing any wager.
Key Points at a Glance
These highlights are a plain-language summary — not a replacement for the full Terms below. Filipino players are encouraged to read the complete document before registering on 78jl.
You must be at least 21 years old to register and play on 78jl. This is a hard requirement under PAGCOR regulations. Age is verified via mandatory KYC document submission before any withdrawal is processed.
Each player is permitted a single 78jl account. Duplicate accounts are prohibited and subject to immediate closure. All balances and bonuses in duplicate accounts will be forfeited upon detection.
78jl operates under a valid PAGCOR license. All games are certified fair, all player funds are held separately from operating funds, and all disputes are subject to PAGCOR's regulatory oversight.
All bonuses and promotional credits on 78jl are subject to wagering requirements before withdrawal. The specific requirement for each offer is stated clearly at the time of the promotion. Minimum is 10x bonus amount.
Players are responsible for maintaining the security of their own login credentials. 78jl will not be liable for losses resulting from unauthorized account access caused by a player's failure to keep credentials secure.
78jl reserves the right to amend these Terms at any time. Continued use of the platform after notice of any change constitutes acceptance of the updated Terms. Material changes will be communicated via registered email.
In these Terms and Conditions, the following definitions apply unless context requires otherwise:
2.1 These Terms and Conditions, together with the 78jl Privacy Policy and any specific game rules or promotional terms published on the Platform, constitute the entire agreement between 78jl and each Player with respect to use of the Platform.
2.2 By completing the registration process on 78jl and clicking "I agree to the Terms and Conditions," or by using any part of the Platform following notification of these Terms, the Player represents and warrants that:
2.3 If any Player does not agree to these Terms, they must immediately cease using the Platform and, if registered, request account closure through the 78jl support team.
3.1 To be eligible to open and maintain a 78jl Account, a Player must satisfy all of the following conditions at the time of registration and on an ongoing basis throughout their use of the Platform:
3.2 78jl reserves the right to request proof of eligibility at any time and to suspend or close any Account where eligibility cannot be satisfactorily demonstrated.
4.1 One Account Policy. Each Player may hold only one (1) registered Account on the 78jl Platform. Registration of multiple Accounts, whether using the same or different personal information, is strictly prohibited. 78jl will close all duplicate Accounts upon detection, and any funds in those Accounts will be subject to forfeiture if there is evidence of abuse, bonus manipulation, or fraud.
4.2 Registration Information. During registration, Players must provide their active Philippine mobile number, a unique password, and any additional information requested during KYC. All information provided must be accurate, truthful, and kept current throughout the life of the Account.
4.3 KYC Verification. Players are required to complete Know Your Customer identity verification before the Platform will process any withdrawal. KYC documentation must include:
4.4 Account Security. Players are solely responsible for maintaining the confidentiality of their Account login credentials. 78jl will not be responsible for any loss arising from unauthorized access to a Player's Account where that access resulted from the Player's failure to maintain credential security. Players must notify 78jl support immediately upon discovering or suspecting unauthorized access.
Deposits to a Player's 78jl Account may be made through the payment methods currently supported by the Platform, which include GCash, PayMaya, BPI, BDO, Metrobank, and USDT. The current minimum deposit amount is ₱100. Deposits made via e-wallet (GCash, PayMaya) are credited to the Player's Account balance immediately upon confirmation. Bank transfer deposits may take up to thirty (30) minutes to reflect during normal processing hours.
78jl does not accept deposits from third parties. All deposited funds must originate from a payment method registered in the same name as the Player's 78jl Account. Deposits from unverified or mismatched payment sources may be reversed and the Player's Account suspended pending investigation.
Withdrawal requests are processed only to payment methods that have been verified as belonging to the registered Account holder. The minimum withdrawal amount is ₱200. Withdrawals are subject to the following conditions:
Approved withdrawals to GCash and PayMaya are generally processed within thirty (30) minutes during standard operating hours. Bank transfer withdrawals are processed within one (1) business day. 78jl reserves the right to extend withdrawal processing time where additional security verification is required.
| Method | Min Deposit | Min Withdrawal | Withdrawal Time |
|---|---|---|---|
| GCash | ₱100 | ₱200 | Within 30 minutes |
| PayMaya | ₱100 | ₱200 | Within 30 minutes |
| BPI | ₱200 | ₱500 | Within 1 business day |
| BDO | ₱200 | ₱500 | Within 1 business day |
| Metrobank | ₱200 | ₱500 | Within 1 business day |
| USDT | ≈₱500 | ≈₱1,000 | Within 2 hours |
6.1 78jl may, at its sole discretion, offer bonuses, promotional credits, free spins, cashback offers, or other promotional value to registered Players. All such offers are subject to the specific terms published alongside the promotion, which are incorporated into these Terms by reference.
6.2 Unless the specific promotional terms expressly state otherwise, the following general bonus rules apply to all 78jl promotions:
6.3 78jl reserves the right to withdraw, modify, or cancel any bonus or promotion at any time without prior notice, except where a Player has already commenced wagering under the specific promotional terms.
7.1 All games available on the 78jl Platform operate using certified Random Number Generator (RNG) technology, independently tested and certified to comply with PAGCOR's technical standards for online gaming fairness. The theoretical Return to Player (RTP) percentage for each game is published within the game's information panel.
7.2 Live casino games on 78jl are conducted by professional dealers in certified studio environments. Physical game elements — playing cards, roulette wheels, dice — are subject to documented security procedures and are overseen by studio management under applicable gaming regulations.
7.3 In the event of a technical malfunction, software error, or disconnection during a game round, the following principles apply:
7.4 78jl reserves the right to void any wager or game result where there is reasonable evidence of software exploitation, collusion between Players, or any interference with the normal operation of the game systems.
8.1 Players must use the 78jl Platform in good faith and in compliance with applicable Philippine laws and these Terms. The following conduct is strictly prohibited:
9.1 78jl is committed to providing a gaming environment that supports safe and responsible play. As a PAGCOR-regulated operator, 78jl complies with all applicable responsible gaming requirements and maintains the following tools for Players who wish to manage their gambling activity:
9.2 78jl will not knowingly allow a Player who has self-excluded or is within a cooling-off period to reactivate real-money play on the Platform. Players who circumvent self-exclusion by creating duplicate Accounts are in violation of these Terms and will have all Accounts closed upon detection.
9.3 Players who are concerned about their gambling habits are encouraged to seek assistance. 78jl fully supports the responsible gaming programs administered by PAGCOR, and Players may contact PAGCOR's Responsible Gaming Office through official PAGCOR channels for guidance and support.
10.1 All content, software, game titles, trademarks, logos, design elements, and other intellectual property visible on or forming part of the 78jl Platform are the exclusive property of 78jl or its licensed game suppliers, and are protected under applicable intellectual property laws of the Republic of the Philippines.
10.2 Players are granted a limited, non-exclusive, non-transferable, revocable license to access and use the 78jl Platform solely for their own personal, recreational gaming purposes. This license does not include:
11.1 To the maximum extent permitted by applicable Philippine law, 78jl's total liability to any Player arising from or in connection with these Terms, the Platform, or any game shall not exceed the amount of real money deposited by that Player in the ninety (90) days immediately preceding the event giving rise to the claim.
11.2 78jl shall not be liable under any circumstances for:
11.3 Nothing in these Terms limits 78jl's liability for fraud, willful misconduct, death, or personal injury caused by 78jl's negligence, or any liability that cannot be excluded by law.
12.1 78jl reserves the right to suspend or permanently close a Player's Account, with or without prior notice, in any of the following circumstances:
12.2 Where an Account is closed for a breach of these Terms, 78jl reserves the right to forfeit the entire Account balance, including any Real Money Balance derived from fraudulent, abusive, or prohibited conduct. Where the Account closure is not attributable to Player fault, any verified Real Money Balance will be returned to the Player's registered payment method.
12.3 Players may request voluntary Account closure at any time by contacting 78jl support. Account closure requests are processed within forty-eight (48) hours. Any remaining Real Money Balance will be paid out to the Player's verified payment method within the standard withdrawal processing timeframe.
13.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.
13.2 Any dispute arising from or relating to these Terms, the Player's Account, any game outcome, or any transaction on the 78jl Platform shall first be submitted to 78jl's internal dispute resolution process by contacting support through the official in-account live chat channel. 78jl commits to responding to all formal dispute submissions within five (5) business days.
13.3 Where a dispute cannot be resolved through 78jl's internal process, either party may refer the matter to PAGCOR for resolution under the relevant regulatory complaint procedures. The parties agree that PAGCOR's determination on any such referred dispute shall be binding.
13.4 For disputes not resolved through the above mechanisms, the parties consent to the exclusive jurisdiction of the courts of the Republic of the Philippines.
14.1 78jl reserves the right to amend, modify, or replace these Terms and Conditions at any time. For material changes that significantly affect Player rights or obligations, 78jl will provide notice via the email address registered to the affected Account at least fourteen (14) days before the changes take effect.
14.2 For non-material amendments — including corrections of typographical errors, clarifications of existing provisions, or regulatory updates required by PAGCOR — changes may take effect immediately upon publication on the Platform.
14.3 The date of the most recent amendment is displayed at the top of this document. Players are encouraged to review these Terms periodically. Continued use of the 78jl Platform following any amendment constitutes acceptance of the revised Terms.
15.1 If you have any questions about these Terms and Conditions, wish to raise a formal complaint, or need to contact 78jl for any account-related matter, please use the following channels:
15.2 All formal notices from Players to 78jl under these Terms must be submitted in writing via the email address above, addressed to the 78jl Compliance Team. Notices submitted via any other channel will not constitute formal legal notice under these Terms.
Play Safely on 78jl
Now that you know how 78jl operates — the rules, the player protections, and the regulatory framework — you can play with full confidence. 200+ games, GCash deposits, and 24/7 support await.
For players 21 years and above only · Gambling involves financial risk — please play responsibly · PAGCOR regulated · 78jl.org